One Platform

Infinite Financing
Flexibility

Empowering corporates with one digital platform
for payments, financing, and liquidity.

Unified Financing Experience

UFX is a single platform that unifies every supply chain finance program and funding partner for large corporates.

It connects Payables and Receivables programs like

TReDS, Dynamic Discounting, Reverse Factoring, Export Factoring and Dealer Finance on one interface, integrates directly with ERP, and links to 65+ banks, NBFCs, TReDS platforms and treasury sources.

With intelligent discounting, configurable workflows, and real-time visibility, UFX eliminates the need to log into multiple systems and helps CFOs and treasury teams seamlessly optimize working capital whether they want to pay early or track receivables /Payables more efficiently.

A Unified Platform

Built for Every Corporate Need

Integrated, digital, and end-to-end

Combines MSME and non-MSME funding

Arbitrage income via bank/TReDS

ERP-integrated automation with more than 80+ live setups

Multi-financier network of more than 70 banks

DPO Extension

All Your Financing Solutions

on a Single Platform.

M1 Group offers the full suite of Supply Chain Finance solutions – 100% in-house, fully digital, and regulatory-compliant.

Early Payment Program

Early Payments using your own Funds or via TReDS to your suppliers.

Distributor / Dealer Finance

Credit Support for Dealers and Distributors to Purchase Inventory.

Payables Finance

Reverse Factoring & Purchase Invoice Discounting — Bank-Backed Early Payment or DPO Extension Solutions for Approved Invoices.

Export Receivables Finance

Export Factoring — Financing Solutions Against Export Receivables.

Platform Capabilities

Built to simplify, automate, and optimize every step of your
payables and receivables journey.

Automation & Ease
Auto-payment proposal generation and seamless ERP integration
Digital vendor onboarding with 1-click access
Automated JV entries and reconciliation in your ERP
End-to-end digital workflows for faster execution
Flexibility
Switch between own funds, bank programs, or TReDS
Dynamic discounting and DPO extension options
Configurable discount rates and funding logic based on liquidity
Scalable programs for MSME and non-MSME vendors alike
Visibility
Unified dashboard covering all programs
Real-time bidding insights from 70+ financial institutions
Instant status tracking of payments, bids, and settlements
Comprehensive analytics for cash flow optimization

From Invoice to Payment

Built to simplify, automate, and optimize every step of your payables and receivables journey.

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UFX – India’s Most

Advanced Multi Fund Source–led Discounting Platform

Dynamically fund your supply chain using Own Funds, TReDS, and bank lines
— automatically prioritized for the highest yield.

Configure Your Scenario

Adjust parameters to see how UFX’s AI-driven multi fund source engine converts early payments into measurable EBITDA impact.

Slider Panel Image

Use this slider as the average of your minimum and maximum discount band. For example, 10-22% → 16% average.

Arbitrage Income

This is a directional estimate based on your inputs; actual results depend on vendor mix and on-platform behaviour. For example, 10–22% → 16% average.

Scenario Analysis | Annual Net Arbitrage (₹ Cr)

Ideal zone highlighted for 10–12% discount and 20–60% program coverage.

Program Coverage (%)

EARLY PAYMENT DISCOUNT
10%20%30%40%50% 60%70%80%90%100%
9.5%₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7
10.0%₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7
10.5%₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7
11.0%₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7
11.5%₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7
12.0%₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7
12.5%₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7
13.0%₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7
13.5%₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7
14.0%₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7₹ 3.7
Cells represent annual net arbitrage (₹ Cr) for the chosen parameters. Only the ideal envelope is colour-coded; the rest of the grid is shown for context.

Stay Flexible in Every Market Cycle

Whether your business is in a surplus or liquidity crunch, UFX lets
you optimize funding intelligently

Surplus Funds

(up cycle)

  • Use Cash Discount Approach
  • Deploy Funds for risk-free Returns (10–11% p.a.)
  • No Debt – scale-up
  • QR use TReDS for Discount – Earn Double Income

Liquidity Crunch

(down cycle)

  • Use Bank Limits–TReDS for MSME, Bank for Non-SME
  • Utilize for Arbitrage or DPO Extension to Conserve WC
  • Single Platform with Multiple FIs for Scale-up

Get In Touch

Looking for tailored financing solutions that drive your business forward?

Reach out to explore how we can support your business with smarter, faster, and more transparent financing.